Credit limit
A credit limit is where a service provider places an upper limit on your account and may restrict your service once you reach that limit.
Credit limits are usually put in place to protect service providers by preventing consumers from running up large bills that they may be unable to pay.
Not all companies do this, but it’s a good idea to check your provider’s policy on credit limits – and whether they’ve put one on your account.
They are within their rights to decide whether they apply limits, and how they set them.
If you do have a credit limit, be careful not to look at it as a tool that means you’ll never have to pay more.
You’ll probably find in the terms and conditions of your deal that you’re liable for any charges on your account – even if they take you over your credit limit.
If you want advice on how best to manage your account – for example, by getting text alerts – have a chat with your service provider.
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